Benefit Program Development and Cost-Containment

• Dedicated Consultant and Account Manager
• The 60-Day Objective Review™
• Employee benefit plans audit
• Comprehensive document / contract review
• Customized marketing analysis
• Alternative funding analysis
• Financial analysis
• Carrier trend analysis
• Contribution strategy evaluation
• Benchmarking data research and reports
• Plan performance monitoring
• Fully-insured and self-funded claims analysis
• On-site Compliance Officer and researcher for on-going legal and compliance updates

Underwriting / Actuarial Services

• Underwriting services in house and with third party actuarial firm as needed
• Renewal evaluation
• Rate negotiation and advocacy
• Marketing / Request for Proposals (RFPs)
• Predictive modeling of plan changes
• Alternative funding feasibility analysis

Implementation and Renewal Services

• Implementation time line
• Network analysis
• Alternative vendors / insurers / analysis of TPAs
• Plan design alternatives
• Contract and SPD accuracy review

Benefits Administration and Online Services

• Online employer HR portal
• Online enrollment website
• Toll-free employee call center
• Employee eligibility tracking
• Premium reconciliation
• Consolidated billing
• Encrypted eligibility files to carriers

Employee Education and Communication

• In-house graphics design team
• Custom color employee communication materials
• Custom color benefit brochures / guides
• Employee benefit announcements
• Benefits statements
• Monthly newsletters
• Wellness campaigns
• Employee surveys
• Open enrollment meeting coordination
• Open enrollment meeting presentations and communications
• Claims resolution assistance
• Billing and eligibility issues
• Lunch and Learns

Compliance and Other Services

• Dedicated in-house compliance / legislative researcher
• State by state compliance / legislative updates
• COBRA, HIPAA, ARRA compliance assistance
• COBRA / HIPAA administration
• FSA administration
• Wellness initiatives and support
• Dependent audit analysis
• Form 5500 filing
• Plan document preparation
• Provide all required annual notices and CMS plan registration
• Educational seminars
• Medicare subsidy support
• ERRP support / training