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Health Care Reform
July 2015
Healthcare Reform Update
In late June, the Supreme Court ruled in King v. Burwell to continue allowing the federal government to issue subsidies and tax credits to eligible...

Health Care Reform
January 2015
Concierge Medicine: The Answer to the “Patient Mill”?
Both healthcare expenses and the number of patients receiving care have risen exponentially in the last 25 years. Today, the average primary-care...

Health Care Reform
November 2013
Pay or Play Penalty – Affordability Safe Harbors
The Affordable Care Act (ACA) requires large employers to offer affordable, minimum value health coverage to their full-time employees or pay a...

Health Care Reform
November 2013
White House Announces Transition Policy for Canceled Health Plans
The Affordable Care Act (ACA) includes key reforms that create new coverage standards for health insurance policies, beginning in 2014. For example,...

Health Care Reform
November 2013
Health FSAs — Changes for 2014
Health flexible spending accounts (FSAs) are tax-advantaged accounts that reimburse employees for certain medical expenses, up to the amount...

Health Care Reform
November 2013
Health Insurance Exchanges: Multi-state Plans
Beginning in 2014, the Affordable Care Act (ACA) requires online competitive marketplaces, or Exchanges, to be available in each state for...

Health Care Reform
November 2013
Health Reimbursement Arrangements (HRAs) — Changes for 2014
HRAs are employer-funded arrangements that reimburse employees for certain medical expenses on a tax-free basis, up to a maximum dollar amount for a...

Health Care Reform
November 2013
Reinsurance Fees — Possible Exemption for Certain Self-insured Plans
The Affordable Care Act (ACA) creates a transitional reinsurance program to help stabilize premiums in the individual market for the first three...

Health Care Reform
November 2013
Final Rule Issued on Exchanges, Premium Stabilization Programs and Market Standards
On Oct. 24, 2013, the Department of Health and Human Services (HHS) released a rule that finalizes a number of policies related to the implementation...

Health Care Reform
October 2013
New Exemption from the Individual Mandate for Exchange Enrollees
Beginning in 2014, the Affordable Care Act (ACA) requires most individuals to obtain acceptable health insurance coverage for themselves and their...

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