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Health Care Reform
November 2013
Final Rule Issued on Exchanges, Premium Stabilization Programs and Market Standards
On Oct. 24, 2013, the Department of Health and Human Services (HHS) released a rule that finalizes a number of policies related to the implementation...

Benefits
November 2013
Changes to “Use-or-lose” Rule for Health Flexible Spending Accounts (FSAs)
Under Internal Code (Code) section 125, a health flexible spending account (FSA) is an employer-sponsored account that employees can use to pay for...

Health Care Reform
October 2013
New Exemption from the Individual Mandate for Exchange Enrollees
Beginning in 2014, the Affordable Care Act (ACA) requires most individuals to obtain acceptable health insurance coverage for themselves and their...

Engagement
October 2013
Laughing All the Way to the Bank: How to Engage Employees
Can you earn respect if everyone laughs at you? In the business world, yes – you can. Many times a large corporation will hold an annual...

Health Care Reform
October 2013
Rating Restrictions for Health Insurance Premiums
Effective for 2014, the Affordable Care Act (ACA) reforms the rating practices of health insurance issuers in the individual and small group markets...

Health Care Reform
October 2013
Pediatric Dental Care Coverage
Under the Affordable Care Act (ACA), pediatric dental services are considered an "essential health benefit" that all non-grandfathered plans in the...

Health Care Reform
October 2013
Exchange Eligibility Rules for Medicare Beneficiaries
Beginning in 2014, the Affordable Care Act (ACA) requires online competitive marketplaces, or Exchanges, to be available in each state for...

Health Care Reform
October 2013
Deal to End the Government Shutdown and its Impact on Health Care Reform
On Oct. 16, 2013, Congress reached an agreement to end the government shutdown. The agreement funds the federal government through Jan. 15, 2014,...

Health Care Reform
October 2013
Small Employer Health Care Tax Credit: Changes for 2014
The Affordable Care Act (ACA) amended the Internal Revenue Code (Code) to create a tax credit for certain small employers that provide health...

Communication
October 2013
Talking About Health Care Insurance
Every time open enrollment rolls around, companies go through many of the same motions to engage and educate employees about available benefits. Some...

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