Developments in Benefits - August, 2011
Health Care Reform: Health Plan Summary of Benefits and Coverage Update 
The Patient Protection and Affordable Care Act (PPACA) requires health plans and health insurance issuers to begin providing a summary of benefits and coverage (SBC) no later than March 23, 2012. Both non‐ grandfathered and grandfathered plans will need to provide an SBC. An SBC is a concise document providing simple and consistent information about health plan benefits and coverage in plain language. Its purpose is to help health plan consumers better understand the coverage they have and, when selecting new coverage, to help them make apples‐to‐apples comparisons of different coverage options. - View the PDF ![]()
Health Care Reform: Application of Annual Limit Restrictions to HRAs 
The Patient Protection and Affordable Care Act (PPACA) generally prohibits group health plans and group health coverage issuers from imposing lifetime or annual limits on the dollar value of essential health benefits, effective for plan years beginning on or after Sept. 23, 2010. Although annual limits are generally prohibited, “restricted annual limits” are permitted for essential health benefits for plan years beginning before Jan. 1, 2014. - View the PDF ![]()
Final NLRA Notice Requirements Issued 
The National Labor Relations Board (NLRB) has issued a Final Rule requiring most private‐sector employers – including those without a union in the workplace ‐ to notify employees of their rights under the National Labor Relations Act (NLRA) by posting a notice. The rule was published in the Federal Register on Aug. 30, 2011, and will take effect 75 days later. - View the PDF ![]()
What is a medical child support order?
A medical child support order is a judgment, decree, or order (including an approval of a property settlement) that: Is made pursuant to State domestic relations law (including a community property law) or certain other State laws relating to medical child support (see Q1-8); and Provides for child (more)

