Premier CaliforniaCare
Basic CaliforniaCare
Premier Prudent Buyer
Basic Prudent Buyer
Retiree Dental
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Medical Benefits
| Carrier: |
Blue Cross of California |
| Policy Number: |
57726 |
| Eligibility: |
Active full time ALADS member in Continuous
pay status |
| Waiting Period: |
First day of the month following
one month of active employment |
|
Your Monthly Contribution:
|
| Member |
$0.00 |
|
| Member + 1 Dependent |
$0.00 |
|
| Member + 2 or more Dependents |
$0.00 |
|
|
| Deductible |
None |
| Out-of-Pocket Maximum |
| |
Individual |
| |
Family |
|
| |
| $500 per calendar year |
| $1,500 per calendar year |
|
| Lifetime Maximum |
Unlimited |
| Doctor Office Visits |
$5 copay per visit |
| Immunizations |
No charge |
| X-rays and Lab Tests |
No charge |
| Hospital Care |
No charge |
| Surgery |
No charge |
| Ambulance |
No charge |
| Emergency Room |
$25 copay, waived if admitted as inpatient |
| Maternity |
Office Visits: $5 copay; Hospital Stay: No charge |
| Chiropractic |
$5 copay up to 60 days per injury (additional
20 visits through ASHP) |
| Acupuncture |
Not covered |
| Physical Therapy |
$5 copay, up to 60 day per condition |
| Home Health Care |
$5 copay |
| Hospice Care |
No charge |
| Skilled Nursing Facility |
No charge up to 100 days per calendar year maximum |
| Infertility Benefit |
|
Diagnosis & Testing
|
50% |
|
Tubal Ligation
|
$150 |
|
Vasectomy
|
$50 |
|
Family Planning
|
$5 |
| Durable Medical Equipment |
No charge, up to $2,000 per calendar year |
| Mental Health and Substance
Abuse |
|
Inpatient |
|
Outpatient |
|
| |
| Drug and alcohol detox only |
| $20 copay per visit, 20 visits
per year maximum |
|
| Pharmacy |
|
Retail (member drugstore) |
|
Mail Order |
|
| |
| $5 generic/$10 name brand (30
day supply) |
| $5 generic/$5 name brand (90
day supply) |
|
Vision Benefits
| Carrier: |
Vision Service Plan (VSP) |
| Policy Number: |
00115353 |
| Eligibility: |
All ALADS Members and their families who
are enrolled into the Premier Blue Cross Medical Plan |
|
|
|
VSP-Provider
|
Non-VSP Provider
|
| Exams |
One exam every 12 months |
$55 once every 12 months |
| Lenses (1 pair every
24 months) |
| |
Single |
| |
Bifocal |
| |
Trifocal |
| |
Lenticular |
|
| |
| Covered in full |
| Covered in full |
| Covered in full |
| Covered in full |
|
| |
| Up to $45 |
| Up to $65 |
| Up to $85 |
| Up to $125 |
|
| Frames (1 every
24 months) |
Up to $120 |
Up to $47 |
| Contact Lenses (1
every 24 months) |
| |
Visually Necessary |
| |
Elective |
|
| |
| Covered in full* |
| Covered up to $120 |
|
| |
| Up to $250* |
| Covered up to $105 |
|
| Low Vision |
| |
Supplemental Testing |
| |
Supplemental Aids |
|
| |
| Covered in full* |
| 75% of cost |
|
|
| Maximum Allowance for Low Vision |
$1,000 every 2 years |
$1,000 every 2 years |
* Subject to copay
Dental Benefits
| Coverage provided by Blue Cross of California |
| Eligibility: |
All ALADS Members and their
families who are enrolled into the Premier Blue Cross
Medical Plan |
|
|
|
Provider
|
Non-Provider
|
| Deductible |
| |
Individual |
| |
Family |
|
| |
|
$50 per calendar year
|
|
$150 per calendar year
|
|
| Calendar Year Maximum |
$1,500 per person (combined
provider and non-provider) |
| Examinations |
No charge |
| Teeth cleaning |
No charge, 2 times per 12 months |
| X-rays |
No charge, 1 set of full mouth every
36 months |
| Emergency Treatment |
Covered as regular treatment |
| Oral Surgery |
90% |
85% of R&C |
| Fillings |
90% |
85% of R&C |
|
Major benefits (12 month wait)
|
| Root Canals |
90% |
85% of R&C |
| Periodontics |
60% |
50% of R&C |
| Bridges |
60%, once every 5 years |
50% of R&C once every 5 years |
| Crown, Jackets |
60%, once every 5 years |
50% of R&C once every 5 years |
| Dentures |
60%, once every 5 years |
50% of R&C once every 5 years |
| TMJ |
Not covered |
Not covered |
| Orthodontic |
50% of R&C up to $1,500 lifetime |
Links
Blue
Cross of California
HMO EOC Booklet
HMO 2007 Amendment
Dental EOC Booklet
Dental 2007 Amendment
VSP Benefit Summary
Benefits
Hotline
or call 1-800-842-6635
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This
is a summary only, please refer to the actual policy for complete details
These benefits represent the "standard" benefits.
There may be modifications for some states due to mandated benefits that
are not reflected in this benefit plan design
©
2004 Fickewirth & Associates. All rights reserved
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